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Current Interest Rates
Interest rates listed below are effective May 7, 2008 8:00AM. Rates are subject to change.
Not all available terms and rates are listed for F&M Trust certificates of deposit and loans. Other rates and terms are available. Please contact the nearest F&M Trust community office, call 264-6116 or toll free 888-264-6116.
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Checking
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Checking Plus
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Dollar Range |
APY |
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Level II
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1000 - 4999.99
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0.35%
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Level I
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5000 - up
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0.15%
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Relationship Checking
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Level V
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100000 - up
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1.00%
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Level IV
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50000 - 99999.99
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0.75%
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Level III
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25000 - 49999.99
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0.50%
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Level II
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5000 - 24999.99
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0.35%
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Level I
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1000 - 4999.99
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0.15%
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Certificates of Deposit
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CDs
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Dollar Range |
APY |
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24-month CD
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1000 - 4999.99
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1.65%
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24-month CD
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5000 - 24999.99
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3.25%
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24-month CD
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25000 - 99999.99
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3.45%
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36-month CD
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1000 - 4999.99
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2.00%
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36-month CD
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5000 - 24999.99
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3.45%
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36-month CD
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25000 - 99999.99
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3.60%
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Savings Accounts
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IRA Savings Account
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Dollar Range |
APY |
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Tier 3
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$1.00 - $499.99
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0.35%
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Tier 1
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$10,000+ -
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1.37%
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Tier 2
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$500 - $9999.99
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1.01%
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Health Savings Accounts (HSAs)
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Level IV
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1 - 999.99
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0.15%
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Level III
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1,000 - 4,999.99
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0.57%
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Level II
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5,000 - 24,999.99
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0.76%
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Level I
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25,000 - up
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0.91%
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Interest rates on variable rate deposit accounts may change after the account is opened.
Fees may reduce earnings. Certificates of Deposit have a penalty imposed for early withdrawal.
Member FDIC
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