||Vice President – Commercial Services
Memorial Square Office – Chambersburg Area
20 South Main Street
Office: (717) 261-3652 | Cell: (717) 360-9945
Kathy brings nearly 30 years of experience in the financial services industry and commercial banking to F&M Trust and its customers. She works with prospects to develop new borrowing solutions, as well as building commercial and agricultural banking relationships with new and existing businesses in the Chambersburg area. Her office is located in the bank’s headquarters at Memorial Square in downtown Chambersburg, but she is available to meet with commercial customers at the bank’s other community banking offices as well as at the customer’s place of business.
Kathy attended Anne Arundel Community College, where she studied business and public administration. She holds a Certified Lender Business Banker (CLBB) designation from the Institute of Certified Bankers. In addition, Kathy is a graduate of the American Bankers Association (ABA) Commercial Lending School and an honors graduate from the Pennsylvania Bankers Association (PBA) School of Commercial Lending. She also completed the Robert Morris Associates (RMA) Intermediate Real Estate Lending and various courses offered through the American Institute for Banking (AIB).
Kathy is a graduate of Leadership Adams-Hanover and is involved in the community as a member of the Rotary Club of Gettysburg and served on the boards of the Pennsylvania Interfaith Community Programs, Inc., Adams County Children’s Advocacy Center, and Gettysburg-Adams Chamber of Commerce Business & Industry Committee. Kathy also currently serves as a board member and loan review committee member of the Adams County Economic Development Corporation where she is also Treasurer.
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