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Online Bill Pay

Now you can pay bills conveniently and easily - - - from your F&M Trust checking account with Online Bill Pay. No more writing checks, licking envelopes or applying stamps.

It’s safe, secure, and convenient.

SAFE - Because most of your bills are paid electronically, your payments are more secure than if you pay by check through the mail.

SECURE – F&M Trust's Online Bill Pay system uses the highest level of security available online, so you never have to worry.

CONVENIENT - You can pay all of your bills online quickly and conveniently from one place – the same place you do your online banking. There’s no need to visit several web sites. And for added convenience, you can set up recurring bills to pay each month!

INTRODUCTORY SPECIAL - FREE FOR 3 MONTHS! To enroll in bill payment, log on to Online Banking and click on “Pay Bills.” F&M Trust’s Online Bill Pay offers these benefits:

  • Funds are withdrawn from your account on the date you request payment. You should schedule all bills to be paid at least five business days in advance.
  • You may schedule payments to anyone, anywhere, anytime within the U.S. Banking and postal systems. All that you need are the merchant billing address and your merchant account number.
  • You may schedule recurring payments, as well as review pending payments and payment history.
  • Scheduled payments may be made up to one year in advance of the payment date.
  • With each payment scheduled, you will receive a confirmation number. This number provides proof the payment instruction was received for processing.
  • You can modify your account and merchant data online using simple online forms.
  • Payments are made electronically when the merchant is capable of receiving electronic payments, and otherwise by check.

There is a NO setup fee; the regular monthly fee, when it takes effect, is $3.95, which includes ten bill payments. A transaction fee of $.25 applies to each bill payment exceeding 11 per month, and $1.00 per transaction for payments exceeding 50 per month. Relationship Checking account customers receive Online Bill Pay without a monthly fee and unlimited monthly transactions.

Click here for more information about Retail Checking Solutions.

To sign up for Bill Pay, Log On to Online Banking and click on "Pay Bills," and follow the instructions.

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