Managing Your Money
Our commitment to being the area's best community bank can be seen in
everything we do. That's why we offer a wide range of small business
banking services...like services to help you manage your money.
F&M Trust offers services that enable you to maintain total control
over your working funds with a variety of deposit accounts designed to
meet the needs of your business including:
Better Business Checking
Our Better Business Checking is specially designed for the small
business seeking lower costs. This account offers the following COST
SAVINGS features:
- NO Monthly Minimum Balance requirements
- NO monthly maintenance fees
- Up to 400 items per monthly statement cycle (only $0.25 per item
exceeding 400 during a cycle)
- NO annual fee Franklin Busine$$Card (Business MasterCard Debit)
- FREE Online Banking
- FREE Online Bill Pay Service (No monthly fee; transactions over 10
per month will incur a nominal fee of $0.35)
- Complimentary Business Courtesy Coverage (overdraft protection)
This account is available to sole proprietors, partnerships, for-profit
corporations, municipal and government organizations, and non-profits.
Other business checking accounts are available for accounts with higher activity levels and more complex needs.
Money Market and Savings Accounts
If you're looking to earn higher interest on excess cash based upon
company liquidity.
Merchant Card Services - MasterCard And VISA
We can set up your business with Merchant Card Services to increase
sales by making it easier for your customers to pay with their credit
cards.
Other Business Banking Services
For added value to your banking relationship, F&M Trust offers other
business banking services including:
- Pension Plans: Offer your employees an additional benefit. We can make
creating and maintaining a realistic retirement program easy, efficient
and economical.
- Freedom Access Center (Telephone Banking):
Using a touchtone telephone,
our automated telephone banking system allows you to check on your
accounts for balances and account history, as well as transfer funds
between F&M Trust accounts.
- Wire Transfer Service:
A convenient and easy way to transfer funds to
accounts at other banks, this service can be used for purchases or to
pay suppliers both domestically and abroad.
We also offer Small Business Solutions that include:
- Real Estate Loans - Construction Loans and Mortgages
- Business Loans
- Business Lines of Credit
- ACH Origination
- Franklin Busine$$Link (Treasury station)
- Direct Payroll Deposit Services
Member FDIC
|
