Luo joins F&M Trust as portfolio manager

David Luo(CHAMBERSBURG, PA) Officials at F&M Trust Company announced that DavidYi Luo, Chartered Financial Analyst, has joined the bank’s Investment & Trust ServicesDepartment as Portfolio Manager.

Joining the bank with over 10 years of financial services experience, Luo began his career as a financial analyst intern at Morrison Informatics in Mechanicsburg. He has also worked as an equity analyst for SMG Fund at Boston University, financial analyst for Friendly’s Ice Cream Corporation, and most recently at National Grid USA in New York where he was a senior financial analyst. As Investment & Trust Services Portfolio Manager, Luo is responsible for investment research; portfolio construction and maintenance for individuals, corporations and non-profit organizations; 401(k) plan investment options; and securities trading activities.He will also make group presentations on investment management.

Having graduated cum laude with a Bachelor of Arts degree in Quantitative Economics and magna cum laude with a BS/MS in Electrical Engineering from Tufts University, Luo earned his MBA in Corporate Finance and Investment Management from BostonUniversity. He holds a Chartered Financial Analyst (CFA)designation andisamember of the CFA Institute. A resident of Carlisle, he has been active in Habitat For Humanityaswell as hischurch.

F&M Trust is an independent community bank headquartered in Chambersburg with over $1 billion in assets and nearly $500 million in trust assets under management.With twenty-five community banking offices in Cumberland, Franklin, Fulton and Huntingdon Counties, the bank has offices in Camp Hill, Carlisle, Boiling Springs, Newville,Shippensburg, Chambersburg, St. Thomas, Mont Alto, Marion, Greencastle,Waynesboro, McConnellsburg, Hustontown, Orbisonia, and Warfordsburg.