Ritchey joins F&M Trust as Fulton County Market Manager


(McConnellsburg, PA) Joyce E. Ritchey has joined F&M Trust as Vice President and Market Manager for the Fulton and Huntingdon County market.

With over 27 years of experience in banking, Ritchey most recently was branch administration division manager at Community State Bank of Orbisonia. She has also previously served as a marketing manager, branch manager, and customer service representative.

As Fulton and Huntingdon County Market Manager, Ritchey will be responsible for development of new small business and retail customer relationships, directing public relations and community involvement activities, providing leadership for the bank’s community offices within Fulton and Huntingdon Counties, as well as serving customer’s financial needs with a variety of services not solely limited to loan and deposit products.

A graduate of the Pennsylvania State University with a bachelor’s degree in business administration, Ritchey graduated from the Pennsylvania Bankers Association (PBA) Advanced School of Banking at Bucknell University and the American Bankers Association (ABA) School of Bank Marketing at the University of Maryland, College Park. She has also completed various courses offered by the American Institute for Banking (AIB), attaining a general banking diploma.

Ritchey has been an active community servant supporting Big Brothers/Big Sisters of Huntingdon County and Huntingdon County Business & Industry, where she served as board member and on various committees. She previously served on the Fulton County Medical Center board of directors and has been treasurer for her church. 

F&M Trust is an independent community bank headquartered in Chambersburg with over $1 billion in assets. With twenty-six community-banking offices in Fulton, Huntingdon, Franklin, and Cumberland Counties, the bank has offices in McConnellsburg, Orbisonia, Hustontown, Warfordsburg, Chambersburg, Shippensburg, Waynesboro, Marion, St. Thomas, Mont Alto, Carlisle, Camp Hill, Mechanicsburg, Boiling Springs, and Newville.