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Two promoted to Assistant VPs at F&M Trust

Avis GrahamRod Salter
















(CHAMBERSBURG, PA)Officials at F&M Trust announced that Avis M. Graham and Roderick C. Salter were promoted to Assistant Vice President – Investment & Trust Services.

Graham joined F&M Trust in 1998, and served as the Personal Investment Center administrative assistant before becoming a personal investment counselor in 2004. She is responsible for providing personal financial planning, investment and trust services, as well as assisting customers with investments that may include a variety of products.

A registered representative of INVEST Financial Corporation, memberFINRA/SIPC, Graham holds a CFP® (Certified Financial Planner) certification by meeting education, examination, experience and ethics requirements established by the Certified Financial Planner Board of Standards Inc. She also is a Registered Financial Consultant (RFC) and a Chartered Advisor for Senior Living (CASL) – a professional credential for professionals serving the unique needs of senior clients. She lives in the Chambersburg area with her husband Kurt and has volunteered for numerous community projects including Menno Haven’s Country Day and Franklin County Fall Farm Fun Fest.

Salter joined the bank in 2008 and serves as a Personal Investment Counselor for the Southern Franklin County Market. He is responsible for providing comprehensive personal financial planning, investment, trust and insurance services to customers primarily in the Greencastle, Marion, Mont Alto and Waynesboro areas.His duties include assisting customers with with investments that may include a variety of products.

A graduate of York College with a Bachelor of Science in Engineering Management, Salter is a registered representative of INVEST Financial Corporation, member FINRA/SIPC.He earned a Financial Services Specialist (FSS) designation from the National Association of Insurance and Financial Advisors (NAIFA), and holds Securities Registration, Series 6, 7, 63 and 65 registrations, as well as Life, Accident and Health Insurance License for Pennsylvania, Maryland and West Virginia. A past President of the Cumberland Valley Chapter of the National Association of Insurance Financial Advisors, Salter also previously served as President of the South Central PA Estate Planning Council and as a board member of CROSS (Christian Residential Opportunities and Social Services). He resides in Chambersburg with his wife Tammy and two children.

INVEST Financial Corporation (INVEST), member FINRA/SIPC, is a broker-dealer with investment professionals nationwide. INVEST and its affiliated insurance agencies offers a comprehensive line of investment products including stocks and bonds, mutual funds, fixed and variable annuities, and other insurance products. INVEST is not affiliated with F&M Trust.

F&M Trust is an independent community bank headquartered in Chambersburg with over $1 billion in assets.With twenty-five community banking offices in Franklin, Cumberland, Fulton and Huntingdon Counties, the bank has offices in Chambersburg, St. Thomas, Mont Alto, Marion, Greencastle, Waynesboro, Camp Hill, Carlisle, Boiling Springs, Newville, Shippensburg, McConnellsburg, Hustontown, Orbisonia, and Warfordsburg.