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Online Banking Disclosure     

F&M Trust’s ONLINE BANKING

Before subscribing to the F&M Trust Online Banking service (the "Service"), you must read and indicate your acceptance of the following terms:

Your consent to this Service is valid for as long as you remain a subscriber to this Service.

You have the right to withdraw from this service at any time. To withdraw from this Service and its associated terms you must contact us at 717-264-6116 or 1-888-264-6116.

You assume responsibility for keeping your contact information up to date. If you change any of this information, you must update it on this Service. We will use your contact information, specifically the email address on record, to communicate with you including all online banking notices, statements, and disclosures. If you change your email address or if your email address becomes compromised, you are responsible for notifying F&M Trust. In addition, you assume responsibility for providing a valid email address and retrieving online banking messages from your email account.

We will keep you informed of any hardware or software changes that may affect how we store or use your personal information. In addition, we will notify you, via email, of any changes that affect our Privacy and Security Policies. You have the right to terminate this service at any time if you do not agree with any stated policies or procedures.

Please indicate your consent to the above terms by clicking on the "I Agree" button. By providing this consent, you also confirm that you are able to access all disclosures and information via your own email address.

These Terms set forth the terms and conditions for any use of the Service. Please read these Terms of Use carefully.

By clicking the "I Agree" button, you signify your agreement to all the terms, conditions, and notices contained or referenced in this document and accept responsibility for your use of the Service. If you choose to not accept these terms and conditions, click on the "I Decline" button and your enrollment application will be terminated.

Please note that use of the Service may include access to websites, content and services of companies other than F&M Trust. F&M Trust does not make any representations regarding such third parties or their content or services and you are responsible for complying with such third parties' agreements and policies.

Access to the Service and use of the Service is subject to all applicable federal, state and local laws and regulations. Unauthorized use of the Service or information accessed via the Service is strictly prohibited.
 

Acceptance of Terms

If you do not agree to the terms and conditions in this Agreement, do not register for or use the Service. By completing the registration and using the Service, you signify your agreement with the terms and conditions of this Agreement. This Agreement may be updated from time to time. Upon any change, F&M Trust will notify you by email. If you continue to use the Service thereafter, your continued use of the Service constitutes acceptance of the changes and an agreement to be bound by this Agreement, as amended. If you do not agree to the changes, you agree to discontinue your use of the Service.

Description of Service

F&M Trust’s Online Banking provides customers with a secure, easy-to-use tool that is accessible from nearly any device with an Internet connection and a web browser. The user can view up to 6 months of transaction history, including check images and daily balances for any and all accounts enrolled in Online Banking. Other functions include an advanced transaction search, ability to stop payment on checks, and customizable electronic notifications. Further, users have the ability to order new checks, view automatically generated reports and charts, and transfer funds between their accounts. Online Banking also acts as an effective portal to a number of other valuable services offered by F&M Trust, allowing customers to enroll in programs like eStatements and Online Bill Pay.

Privacy

F&M Trust will not sell, exchange, or release your Personal Information to any third party without your express permission, unless required by law or court or governmental order. However, F&M Trust may share or publicly disclose compiled, aggregated data containing no personally identifiable information.

User Responsibilities

You agree to provide accurate and complete Personal Information required to activate the Service. You agree to provide accurate and complete Account Information required to utilize the Service. You agree to keep your Personal Information and Account Information up to date and accurate. You agree to protect the confidentiality of your password and your account, not to disclose your password to other parties, and to notify F&M Trust immediately of any unauthorized use of your password or account. You agree not to use the Service to conduct any business or activity or solicit the performance of any activity that is prohibited by law. You agree that your right to use the Service is personal to you, and may not resell or make any commercial use of the Service.

Limitation of Warranties and Liability; Disclaimer of Warranties

YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. F&M TRUST EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE. F&M TRUST DOES NOT WARRANTY THAT THE SERVICE WILL MEET YOUR NEEDS, OR THAT THE OPERATION WILL BE ERROR FREE OR UNINTERRUPTED, OR THAT ALL ERRORS IN PROGRAMMING WILL BE CORRECTED. NEITHER F&M TRUST NOR ANY OF ITS UNDERLYING SERVICE PROVIDERS, INFORMATION PROVIDERS, LICENSORS, EMPLOYEES, DISTRIBUTORS, OR AGENTS SHALL HAVE ANY LIABILITY FOR INCIDENTAL, CONSEQUENTIAL, INDIRECT, OR SPECIAL DAMAGES SUFFERED BY YOU OR ANY OTHER PARTY AS A RESULT OF THE OPERATION, INABILITY TO OPERATE, OR MALFUNCTION OF THE SERVICE, REGARDLESS OF WHETHER OR NOT SUCH PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Indemnification

You agree to protect and fully compensate F&M Trust and its affiliates, and service providers from any third party claims, liability, damages, expenses, and costs (including, but not limited to, reasonable attorneys fees) caused by or arising from your violation of this Agreement or your infringement, or infringement by any other user of your account, of any intellectual property.

General

This Agreement and the Service shall be governed by the laws of the Commonwealth of Pennsylvania, without regard to its conflicts of law provisions. If any provision or provisions hereof shall be held to be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not be in any way affected or impaired thereby. Such unenforceable provisions shall be construed, to the extent possible, to reflect the intentions of the parties. This Agreement and any modifications published by F&M Trust over the Service constitute the entire and only agreement between you and F&M Trust with respect to the Service.


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