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Personal Loans

F&M Trust offers a variety of consumer loans depending upon your needs, the purpose, term, and amount of the loan.

Consumer/Personal Loans

F&M Trust offers fast approval and provides you with access to information about your loan. In addition, we offer:

  • Fixed rate loans up to 5 years
  • Variable rate loans up to 15 years
  • Rate discounts on loans with payments drafted from an F&M Trust checking account
  • Rate discounts to Relationship Checking Account customers on new direct fixed rate loans
  • Payments can be made by mail, by automatic payment, through the Freedom Access Center, in person at any F&M Trust community office, or by clicking here for online banking

Home Equity Loans

Auto Loans

F&M Trust can help make auto ownership fast and easy with the convenience of direct financing. Let us simplify your auto purchasing experience with the service you've come to expect from F&M Trust. Apply now for an F&M Trust Auto loan and let us help make your car ownership dreams come true. Our loan application is fast and convenient. We offer:

  • Fixed rate loans up to 7 years
  • Rate discounts on loans with payments drafted from an F&M Trust checking account
  • Rate discounts to Relationship Checking Account customers on new direct fixed rate loans
  • Payments can be made by mail, by automatic payment, through the Freedom Access Center, in person at any F&M Trust community office, or by clicking here for online banking
  • Available on new or used cars and light-duty trucks.

And we offer on-the-spot financing to many local automobile dealers, simply ask to have F&M Trust finance your car when you're buying a vehicle at these local automobile dealers:

A-1 Motors

Chambersburg

Antrim Way Motors

Greencastle

Bards Auto Sales Needmore

Buchanan Auto Park

Waynesboro

Buchanan Automotive

Waynesboro

Charlie Pentz's Auto Sales

Quincy/Fayetteville

Eastland Motors

Chambersburg

Forrestor Lincoln-Mercury

Chambersburg

Graham Motor Company

Carlisle

H&H Chevrolet-Olds-Pontiac-Cadillac

Shippensburg

Hamilton Hyundai

Chambersburg

Heritage Highway Motors Chambersburg

Hicks Chevrolet

Greencastle

Jennings Chevrolet-Olds-Cadillac

Chambersburg

Jennings Pontiac-Buick-GMC

Chambersburg

Jennings Value Center

Chambersburg

Keystone Auto Sales

Chambersburg

Keystone Ford

Greencastle

Kyner's Auto Sales

Chambersburg

Martin Motors

Shippensburg

Merrick & Fair

Carlisle

REM Motor Company

Mercersburg

RP Motors

Chambersburg

Shively Motors

Chambersburg

Stake's Auto Sales

Fayetteville

Sunset Auto Sales

Chambersburg

Thomas Automotive

McConnellsburg

 

Motorcycle/Recreational Vehicle Loans

F&M Trust also offers the convenience of direct financing on boats, motorcycles and other recreational vehicles. Come to F&M Trust and get pre-approved so that you can bargain like a cash buyer. Our loan application is fast and convenient.

Or ask about on-the-spot financing through F&M Trust when you're buying a motorcycle at these local dealers:

 

M&S Cycles

Chambersburg

Roxy's Cycles

Chambersburg

Honda BMW Moto Sports

Mechanicsburg

For a select list of current Consumer and Personal Loan interest rates, click here.

For other current interest rates, questions or comments, please call Auto Financing at 261-3552.

All loans subject to credit approval.

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