Personal and Consumer Loans

F&M Trust offers fast approval  and provides you with access to information about your loan.  In addition, we offer:

• Fixed rate loans up to 5 years
• Rate discounts on loans with payments drafted from an F&M Trust checking account and for Relationship Checking Account customers on new fixed rate loans
• Payments can be made by mail, automatic payment, through the Freedom Access Center, in person at any F&M Trust community office, or through online banking.
  

Auto Loans

F&M Trust can help make auto ownership fast and easy with the convenience of direct financing. Let us simplify your auto purchasing experience with the service you've come to expect from F&M Trust. Our loan application process is fast and convenient. We offer:

• Fixed rate loans up to 6 years
• Rate discounts on loans with payments drafted from an F&M Trust checking account and for Relationship Checking Account customers on new fixed rate loans
• Payments can be made by mail, by automatic payment, through the Freedom Access Center, in person at any F&M Trust community office, or through online banking
• Available on new or used cars and light-duty trucks.
  

Motorcycle/Recreational Vehicle Loans

F&M Trust also offers the convenience of direct financing on boats, motorcycles and other recreational vehicles.  Come to F&M Trust and get pre-approved so that you can bargain like a cash buyer.  Our loan application process is fast and convenient.

Member FDIC