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Freedom Card

Consumer Loans

F&M Trust offers fast approval  and provides you with access to information about your loan.

Auto Loans

F&M Trust can help make auto ownership fast and easy with the convenience of direct financing. Let us simplify your auto purchasing experience with the service you've come to expect from F&M Trust. Our loan application process is fast and convenient. We offer:

  • Fixed rate loans up to 6 years
  • Rate discounts on loans with payments drafted from an F&M Trust checking account and for Relationship Checking Account customers on new fixed rate loans
  • Payments can be made by mail, by automatic payment, through the Freedom Access Center, in person at any F&M Trust community office, or through online banking and mobile banking.
  • Available on new or used cars and light-duty trucks.

Motorcycle/Recreational Vehicle Loans

F&M Trust also offers the convenience of direct financing on boats, motorcycles and other recreational vehicles.  Come to F&M Trust and get pre-approved so that you can bargain like a cash buyer.  Our loan application process is fast and convenient.

Member FDIC