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Checking Choices

StartFresh Banking® Program

StartFresh Banking gives you a new opportunity to open a traditional account even if you've been turned down for a checking account in the past because of a ChexSystems record.  StartFresh Banking may allow you to improve your financial standing and start down the path to greater financial success.

StartFresh Basic

This is a great basic account for those looking for a second chance to build a successful relationship with a bank.  This account, which does not allow check-writing privileges, features:  
  • Low $50 opening deposit
  • Low monthly fee of $9.95, or just $7.95 with Direct Deposit
  • No minimum balance requirement
  • Free MasterCard Debit Card with unlimited transactions at F&M Trust ATMs (subject to foreign activity charges at non-F&M Trust ATMs)
  • Online Banking, Online Bill Pay and Mobile Banking accessibility 

StartFresh Checking®

This is a great account for those looking for a second chance to build a successful relationship with a bank:
  • Low $50 Opening Balance
  • Low monthly fee of $9.95, or just $7.95 with Direct Deposit
  • No minimum balance requirement
  • Unlimited check writing privileges*
  • Free MasterCard Debit Card with unlimited transactions at F&M Trust ATMs (subject to foreign activity charges at non-F&M Trust ATMs)
  • Online Banking, Online Bill Pay and Mobile Banking accessibility

*Customer must purchase checks for StartFresh Checking.

Businesses, not-for-profit organizations and corporations are not eligible for StartFresh Banking account types.
Bank rules and regulations apply
.


Member FDIC
Terms subject to change.