F&M Trust: Other Services

Other Services

Overdraft Protection

Avoid return check and overdraft cost with overdraft protection. When you sign up for this service, you won’t have to worry about having enough money in your checking account because it can be automatically transferred from your line of credit or savings account. This service is available with Home Equity Lines of Credit, Reserve Line of Credit, and Personal Line of Credit at no fee. There is a $5 per transfer fee for overdraft protection using Investor Savings accounts.

Wire Transfers

Transfer collected funds in your F&M Trust checking account to accounts at other banks using the wire transfer service. Available nationally and abroad, for personal or business needs, this service is available through all F&M Trust community office locations.

Safe Deposit Boxes

Keep your valuables, important papers and documents, etc. safe, secure and accessible by renting space in our bank vault. A variety of sizes are available to rent for one year with annual renewals. Ask about availability of safe deposit box sizes at the nearest F&M Trust community office.

Other Electronic Banking Services

Save time and money by using these electronic banking services:

Direct Deposit of payroll, dividends, social security and retirement benefits
Automatic Drafting to make insurance payments, loan payments, or club account deposits from your checking account
Automatic Deposit of your CD interest or club disbursements to an F&M Trust checking or savings account.

F&M Trust also provides the following services that add value to your banking relationship for FINANCIAL SOLUTIONS...FROM PEOPLE YOU KNOW:

F&M Trust Freedom Card

ATM Access

Freedom Access Center (Telephone Banking)

Online Banking Service

    Checking
    Convenience Services
    Other Services