F&M Trust: Savings Accounts

Savings Accounts

Money Management Account

An account for investors who want money market interest rates with maximum liquidity. You'll earn a tiered variable interest rate on your entire balance and can access your account at any F&M Trust community office or at ATMs. The account offers:

Tiered, variable interest rate
Interest compounded daily on average daily collected balances over $2,500 and credited monthly
No monthly service fee by maintaining an average daily balance of $1000
Limited check access¹
Unlimited in-person withdrawals and ATM access

Investors Savings

This account is perfect for the saver who is just starting out or anyone who wants easy access to their money. You can make deposits as often as you wish and can withdrawal or transfer money at ATMs or any F&M Trust Community Office. The account offers:

No monthly service fee by maintaining a $250 minimum daily balance
Interest earned on balances over $1
Unlimited in-person withdrawals and ATM access

Young Savers Account

Especially designed for young persons under age 18, the account helps them learn the importance of savings and features the Looney Tunes Savings Club. The account also offers:

No minimum balance to earn interest
No monthly service fee
Special Looney Tunes character withdrawal and deposit slips
Fun semi-annual newsletter about money and banking

All-Purpose Club Account

Save regularly and systematically with our All-Purpose Club account. This account offers:

Predetermined disbursements once or twice a year
No monthly service fee
No monthly balance requirement to earn interest

¹Federal Regulation D limits checks and telephone, online, overdraft, and preauthorized transfers (including Point of Sale/POS purchases, automatic and wire transfers) to six per statement period, with a maximum of three withdrawals by check, draft, POS or similar order.

Terms subject to change. Member FDIC.

    Savings
    Money Management Accts
    CDs
    IRAs
    Health Savings