• How will I know when I've saved enough money to retire? 
• When should I file for Social Security benefits? 
• Will I have enough money to cover my expenses each month in retirement? 
• Which pension option should I choose?

Decide that you won't leave retirement up to chance.  Retire confidently - - - schedule a meeting with one of the professionals in the Investment & Trust Services department at F&M Trust. 

Our team of professionals is composed of local experts with hundreds of years of combined experience and the same qualifications as the most prestigious investment firms.  Let us put our analytical capabilities to work for you in order to provide a free in-depth retirement cash flow projection that will equip you to make educated decisions about your future retirement.  We don't charge a fee for our customized financial planning because we know that everyone planning for retirement in our community needs a plan and deserves to work with professionals that place their customer's needs before their own.  Get answers to your retirement questions.  Reach out to your local Investment & Trust Services professional today!

Carlisle Area

Dave Gority
Vice President - Investment & Trust Services Relationship Manager

Shippensburg

Dennis Wilson, CTFA
Vice President - Investment & Trust Services Relationship Manager
Registered Representative, INVEST

West Shore (Camp Hill and Mechanicsburg)

Dave Gority
Vice President - Investment & Trust Services Relationship Manager

Andrew Otto
Investment & Trust Services Relationship Manager
Registered Representative, INVEST

Fulton & Huntingdon Counties

Matthew Brennan
Investment Counselor
Registered Representative, INVEST

Greencastle & Waynesboro

Rod Salter, FSS
Assistant Vice President - Investment Counselor
Registered Representative, INVEST

Chambersburg Area

Jim Probst
Vice President - Investment & Trust Services Relationship Manager
Registered Representative, INVEST

Carole Crist
Vice President - Investment & Trust Services Relationship Manager
Registered Representative, INVEST

Chuck Porter
Vice President - Investment & Trust Services Relationship Manager

Dennis Wilson, CTFA
Vice President - Investment & Trust Services Manager
Registered Representative, INVEST

Diana Sponseller, CISP
Vice President - Investment & Trust Services Relationship Manager
Registered Representative, INVEST

Avis Graham, RFC, CFP, CASL
Assistant Vice President - Investment Counselor
Registered Representative, INVEST