If you’re a homeowner, you can always free up extra funds by getting a home equity loan or line of credit. But often the best rates at other banks come with plenty of strings attached. Why apply for a loan with too many strings attached. It’s time to keep life Super Simple with F&M Trust!


Super Simple Home Equity Loan:

   No checking or savings account requirement

   No auto-draft payment requirement

   Low fixed rate – no introductory teasers

   Responsive service from a trusted local bank

Get real savings you can count on with your choice of terms – 12 or 15 years. Other rates and terms are available. Offer is available for a limited time only, so apply today keep life Super Simple!

Click to apply now or visit any F&M Trust office.

*Annual Percentage Rate (APR) shown available as of March 1, 2016 on a 12-year fixed rate home equity loan. Monthly payment would be $8.53 per $1,000 borrowed based on 3.69% APR for 12 years. **Annual Percentage Rate (APR) shown available as of March 1, 2016 on a 15-year fixed rate home equity loan. Monthly payment would be $7.28 per $1,000 borrowed based on 3.89% APR for 15 years. • Minimum loan amount $35,000. Up to 80% LTV. Minimum credit score required. The monthly payment examples do not include taxes and hazard and/or flood insurance premiums, and will be greater if taxes and insurance are included. All loans are subject to credit approval and are for consumer purposes only. Offer available on 1-4 family, owner occupied PA properties only. Maximum loan amount $300,000. Insurance must be carried on property securing loans, including hazard/flood insurance if applicable. $250 origination charge applies. Other fees and restrictions may apply. Terms and Conditions are subject to change without notice. No other discounts apply. Other rates and terms are available.

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