Teaching Children to Save: 4 Simple Ways to Build Smart Money Habits Early
April 23, 2025 / F&M Trust
It’s never too early to teach your child the value of money. Kids may not have bills or budgets yet, but developing smart saving habits at a young age lays a strong foundation for confident, capable financial decision making later in life…
Reducing Monthly Expenses
January 08, 2025 / Courtney Shauf
The new year presents a perfect opportunity to reevaluate your financial habits and work towards minimizing unnecessary expenses. By recognizing and eliminating detrimental spending patterns, you can free up valuable funds to redirect towards savings or debt reduction…
Preparing to rent your first apartment
October 24, 2024 / Zach Hendricks
After months of searching, you finally found the job that’s perfect for you. But it’s outside of the area where you currently live, so you will have to move. Preparing to rent your first apartment can be an exciting – yet daunting – process…
When it’s time to manage your parents’ finances
October 17, 2024 / Alyssa Proctor
Taking over the management of your parents’ finances is a significant responsibility and can be both emotionally and practically challenging. Here are some tips that will help you approach the task with care, organization, and sensitivity…
The importance of special needs trusts
October 10, 2024 / Erin Sunday
If you have a family member living with a disability, a special needs trust is a critical estate planning tool. A special needs trust can provide financial security, preserve eligibility for vital benefits, and offer peace of mind to families…
How to set SMART financial goals
September 19, 2024 / Pheonix Gilbert
It is one thing to say that you want to own a yacht one day or be a millionaire, but those aspirations are only dreams without a solid plan. Setting goals keeps you on track and gives you a solid understanding of what you’ve accomplished and what you still need to work toward…